The Prenup

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What do you feel about prenuptial agreements? Do you feel someone loves you less or does not have faith in your relationship if a prenup is presented?

Here is my take on it:

I agree with prenuptial agreements. I do not feel it deals with matters of the heart, but more of matters of security. If you have built something on your own, you did the research, you put in the hours, you threw up the capital for it, then how would you feel if you’ve gotten into a married that is ending and the judge says you owe HALF of what you earned to someone else?

  • I am not referring to something you created or developed while you were married, I am talking about something YOU planned and executed before getting married.

Prenuptial agreements can be a simple as writing out what is shared or protected during a divorce. The documents can be very detailed in explaining specific ‘Do’s & Don’ts’: infidelities, children, new businesses, already established businesses, obtained properties, stipends, living costs, etc. It may sound like a business proposition because a marriage IS a type of business, it’s a PARTNERSHIP. — There was a time when girls were only bred for marriage in exchange for some type of payment to her family, such as farm land.

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  • I’ve seen agreements be as specific as outlining if a wife delivers a son during the marriage, she will get an added 20K a year until the son turns 18 if they get a divorce before then. Another one stated that if the husbands commits infidelity, the wife can earn additional monies if they get divorced. (I would definitely want an infidelity clause included to address any children born outside of my marriage or transmitted diseases. — Bitch, you get nothing from me if you have babies elsewhere or give me a disease and if you are a well to do man, then in YOUR prenup, there should be an appendix that details some sort of accommodation for my pain and embarrassment.)

I do not believe it has anything to do with how much you love a person. I fully believe is has more to do with protecting your assets and both people have a say on what goes into the agreement. You can request an amendment to better benefit you if there is something you feel is unfair, of course all this will have to go through lawyers, but if you want something done, do it right and be thorough especially with things like this. Prenuptial agreements are best discussed with two people are “Happily in Love” because the details may be more generous as opposed to being in divorce court and you hating the way your ex-partner breathes.

My whole outlook on it is, If you weren’t shooting with me at the gym, why am I going to hand over the reward from all the training and hard work I put in just because we don’t want to be with each other anymore? — I’m not saying what’s mine is ONLY mine, I’ll share will you, but I am drawing a line with what you get from me if we decide to go our separate ways.

And think about this: If you are choosing to be with someone whom has not already created their own stability, then that person is going to look to you to provide that for them.

But one thing I know for sure, if I get married again it will be my last. Even if I’m fed up with him I'll still fix his plate, “You want potatoes or not, jackass?!”

PLUS, My Daddy says:

If he can’t take care of you as good as you take care of yourself, don’t waste your time and don’t start matching your first name with his last name.


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Being Dominant vs. Being Abusive

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I started and stopped writing this piece several times because I wanted to make sure I was clear about the differences in behaviors with this topic. People can easily misunderstand and run with that misunderstanding. I decided to keep this as short as I could to allow your own thoughts and interpretation to develop.

I briefly mentioned in a previous post that there is a difference between being dominant and being abusive. — One is desired and the other is damaging. I’m not talking about the physical aspects of this topic, just the mental.

A dominant man is confident and secure with himself, knows who he is, what he wants and goes after it. An abusive man struggles with his identity, his wants, his needs and transfers his frustration to others.

Can a dominant man also be an abusive man? Of course. That’s the uncertainty of it because the line between the two can be easily blurred, but understand this, being abusive is not the route anyone should take and can really cause harm to people especially the ones close to you.

Let me give some examples:

  1. A man is dating a very attractive woman, they are at a party together and the woman is making friendly conversation with another man

    • Dominant: The man appreciates his lady is making her own way through the party and may walk up next to her to either join the conversation or just to check on her

    • Abusive: The man gets a sense of jealousy and pulls her away from the conversation to scold her for talking to another man

  2. An argument occurs with the couple

    • Dominant: The man identifies there is an issue that needs to be addressed, but with tempers flaring, he knows nothing will get resolved this way. (He is also aware that women can be very emotional and irrational when they are upset.) He takes a step back and suggests they give themselves a few minutes to cool off and then come back to discuss the issues.

    • Abusive: He continues to argue back and forth with his lady and saying very hurtful things towards her or about her.

  3. A man knows that his lady has had a long day or week at work

    • Dominant: He empathizes that his is not the only one bringing something to the relationship and helps takes charge with cooking dinner, attending to the kids, cleaning up, etc. He knows it’s not only a woman’s job to maintain a household or that there is any gender specific duties in the home.

    • Abusive: He continues to expect his partner to attend to him and the home or gets irritated if she asks for assistance. (Sometimes subtle behaviors can cause friction or resentment that can lead to compounding problems.)

Let me further explain that a Dominant man takes charge of a matter in a way that is logical and possibly the best route for everyone involved. He does not dismiss the feelings or input of others, he listens intently and then makes a sound decision.


The below image caught my attention. It is another version of the topic and I just want to point out…still….the difference with pleasure and unwanted pain.

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Someone’s comment was, “It’s sad that this has to be explained.” And let’s be very clear, when referring to being “hit” it doesn’t mean getting knocked out with a fist.

And another thing about being dominant…and I’m so serious about this one, you can even say I'm stubborn over it….I WILL NEVER approach a man. That is NOT my place. I understand Women's Empowerment, Women's Liberation, Equal Human Rights, all of that, but if a man expects me to approach him….Sir, you can call ME ‘Daddy’. Ladies, if you're one of those who wants to make the first move, by all means I’ll clear the way, but don’t expect me to do the same. I personally feel it can set a confusing tone to a possible relationship.

Refer to Related Topics:

My Lovely Readers, please share this thought with others:

Don't allow your loneliness or desperation to be loved be the guiding motivation of how you choose your partner.


Home Cooking Meal Suggestion: Turkey Meatloaf

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What I Did:

  • 2.5 lbs of ground Turkey

  • 2 Eggs

  • 1.5 Cups of Bread Crumbs

  • 3 tbs mince garlic

  • 1 tbs garlic Salt

  • 1 tbs black pepper

  • 1.5 tbs Greek Mix from Vom Fass

  • 3 tbs butter

  • 2 tbs ground Thai chili peppers

  • 4 tbs spicy ketchup

(I did not chop up any bell peppers or onions this go round)

Mix all in bowl and place mixture in a loaf pan. Let cook in the oven for 1 hour on 350° (I didn't put any ketchup on top of the meatloaf, but it is an option)

For the gravy:

Take the meatloaf drippings and put in a separate pot. Add cream or milk and flour to thicken. *I also added garlic salt, ground pepper, Greek Mix, and ground Thai chili peppers for added flavor. Stir until thickened.

I Ghosted My Skeleton...Twice

I get a lot of praise for being a strong woman, for being confident, fearless and having no man problems - “got 99 problems but a b*tch ain’t one” - Thanks Jay, but it wasn’t always this way. I too have done foolish things for a man I thought I loved. We all have skeletons in our closet, I have just one and I ghosted him many years ago.

Dress: Toxic Envy

Dress: Toxic Envy

Ghosting is a fairly new term the kids are using these days to describe an action when someone stops all communication with you without notice or warning. So when I “ghosted” my skeleton, it was just considered “disappearing” out of his life.

I was in high school. I was young, naive and thought I had my whole life figured out. (Like many high schoolers, huh?) I met a man who was several years older than me, an athlete (played overseas), he was gorgeous, tall, smooth, beautiful hair, great smile, amazing lips…everything shallow that I loved. We began hanging out all the time, I became infatuated with him. I wanted to be around him every moment of every day, but I still had school and work.

It quickly became toxic. Anytime he called, I went running. I missed so many days of school for him that I almost failed a grade due to my absences. I cancelled outings with my friends and I made excuses to not be available for anyone else other than him. When I didn’t hear from him, my mental anguish became physical in the sense that I wouldn’t eat, I’d stay in bed all day, I’d be moody, and I wouldn’t talk to anyone. He was my drug. I would have done almost doing anything for this man, I even slightly supported him financially. When I couldn’t come through on a request he had of me, he would get angry and make me feel guilty for not caring about him enough and I actually began believing that I really wasn’t doing enough, my self-esteem was bruised.

He was very needy…and I wanted to be needed by him. If he was upset, I had to find a way to make him smile. If he was in a good mood, I had to find a way to make it last. [Later in life I realized he is one of those people who resented not being granted certain opportunities that he felt he deserved in life, but not admitting that his own behaviors and decisions held him back.] He would compliment me when he wanted something and he’d make promises to coax me, but rarely came through with those promises. He was in and out of my life for at least 2 years. And the behaviors were always the same. He didn’t once think about all the efforts I made to adjust to him.

THIS WAS ALL WHILE I WAS IN HIGH SCHOOL.

Sweatshirt: Backseat Love | Skirt: Fendi

Sweatshirt: Backseat Love | Skirt: Fendi

I was mentally drained. I was emotionally depleted. I hated feeling like someone had complete control over me. I felt empty…all the time. Finally, one time he called while out of town and needed me to wire him money to get a ticket back home along with a phone card (telling my age here), I said “Okay, I’ll get it done.” then the call ended. I didn’t wire him any money and I didn’t get him a phone card. It was the last time I spoke to him. It took me months to get him out of my system. I still thought of him daily — “What if I just call once to check up on him?” “Maybe I can just talk to him without anything more.” — I forced myself to go out and enjoy missed time with my friends and I prepared myself for college.

I went on with my life, met the future father of my children the summer before my freshman year and didn’t think of that man again…until my divorce.

Yup, through a mutual acquaintance he heard I was newly unattached and found a way to reach me. We chatted and caught up over the years that passed. The itch for him started to come back. I foolishly looked over our past issues and eagerly allowed him back into my life thinking things would be different….and it was for the first few months. He was still gorgeous, the same as I remembered him looking. — The years weren’t bad to him. It wasn’t too long after that it became reminiscent of my high school years. This time, I was practically supporting his entire life, but also this time I now had two children to support. I don’t know how I did it, but I found a way to appease everyone. For some reason he still had that same hold on me, even after all these years. The father of my children didn’t have that power over me. What I felt for this man was different. It was unhealthy, but I didn’t care. I just wanted him to be happy and to be happy with me. This time it didn’t last for 2 years, not even a full year.

I was sitting by myself thinking of different ways to cheer him up because he had been feeling down due to not being able to find stable work. — Then I began to think beyond him. I thought about all the money I spent on him that I could have placed into my savings. I thought about the house I was going to purchase BY MYSELF for US to live in together. I thought about what type of father figure he would be for my own children. And then I thought about what type of relationship could I really have with this man since he was so used to me catering to his every need not just emotionally, but also financially. I didn’t know who I was becoming. I was supposed to be restarting my life after my divorce, not reopening an old wound. How did this man have such a choke-hold on my soul? The only benefit to him was that he was beautiful. NOTHING ELSE. Was I that vain???? It’s like he was a trophy, but not really a reward.

After thinking about all of this, my conversations with him became different. I started to slowly step away. He notice. At first he was concerned, then it turned into battle and placing blame on me for not being “supportive”. The very last conversation I had with him was when I had just got off a flight, I was extremely tired and driving home. He called demanding me to do something for him immediately, telling me that it would be very simple and that I could sleep after I was done….I WAS PISSED. I yelled at him and told him that he was being inconsiderate and that I was not going to do anything for him anymore. Then he had the audacity to spit out the words, “I need you to take care of everything right now.” That was it for me. I was done. I hung up, blocked him from all forms of contact, went home and got some sleep. Never spoke to him again. — If he wasn't such a disappointment….or if I was really so moronic, he would have probably got some sons out of me….then again, my ex got a son out of me and he…never mind.

You see, I’ve done stupid things. And I always joke that I have lived many lives before today, which isn’t entirely false since most of my friends only know about my ex-husband. Well, surprise! I was once a dumbass too! I’m so grateful I was still young enough to recover from it and caught myself before I dug too deep of a hole that I couldn’t get out of.

I want to conclude with this: As strong as some people may be, they also get tired, they also need a break, they also need a helping hand. The problem with strong people is that they don’t make excuses, they don’t allow their weaknesses to hinder them, they exceed expectations and people always hold them to that standard not considering their human need for mental rest. Disconnecting is healthy and it’s not encouraged or applauded enough. — Let this sink in.

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  • There was one time I needed a break from everything, it was granted to me, but during my break I was still thrown tasks to get completed and the reason was “I don’t trust anyone else to do it but you, Raya.” ….which translated to me that I will never truly get a break.

Extra Income

  • Keep studying.

  • Keep researching.

  • Keep learning.

  • Keep growing.

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As promised in my recent post about stocks (HERE), I am going to give some information on other ways to make extra income. — And this is not me telling you to do something without experience, all of these options are checked off on my list and then some. I enjoy doing it. — Plus, I refuse to outgrow or become too good for certain frivolous habits, so I need a little more play money….my people know how I am.

(NOTE: This list is the bare essentials of information, to put action to any of these items, you will need to put in the effort to research further and do the work.)

With most of these avenues, you barley have to leave your house. So you can be anywhere in the world and still make money daily…which is why I'm rarely far from my laptop and if I’m looking at my phone too often, it’s mainly because I set up a way to manage my extra income in the palm of my hand.

Plus, if you do your due diligence, all of these options are PANDEMIC PROOF!

1 - Sell your skills/knowledge - Utilize what you know, package it up, develop an audience and sell (this is one of the big money makers).

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  • What do you know how to do? If you are highly educated on a topic say for example, real estate, you can create a course that teaches people how to market, promote, and sell homes. You can also have a subscription membership where only paid members get the extensive insider details about real estate. Another example, if you have spent years in the corporate industry and have developed tools to help companies become more efficient, effective and more profitable, SELL WHAT YOU KNOW. Put together a package on what you can do in a specific field, organize it in a way that someone who is entry-level will be able to understand it. Then create advanced or follow-up lessons or courses.

    • It’s the same concept if you want to sell a service. In early 2019 I opened a photo studio. I had tiered prices for different options. I used a scheduling program to manage appointments and payments online. I even rented out my studio space to other photographers and to people who wanted to use my setups for their own needs. Towards the end of the year I was in the midst of looking for a larger space before the pandemic happened, so I decided it was best to put that task on pause for now (which has worked out in my favor by allowing me to focus more on other ventures.)

  • To promote yourself, link with other people in your field and BRAG about what you can do and keep bragging about it. Create social media ads/flyers about your skills and knowledge, and engage with people. Building your network goes hand in hand with building your audience which can turn into clients.

 
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2 - Monetize your website - Use tools like Adsense, Google Analytics, and Amazon features to make money when people visit your site. These features take a little IT knowledge and some thorough research. I began developing websites in the early 2000’s, so I know some basics about HTML coding and where to find the header/footer sections to paste tracking codes. (These days I use a unified platform host for my website that has all the features I need….no more extensive coding.)

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  • Adsense is a feature developed by Google that create ads on your website and anytime someone clicks on an ad, you earn money. You can even get paid for the amount of clicks your website gets.

  • Amazon Ads are like Adsense Ads, they populate on your website and when someone clicks on the ad, you earn money.

    • Neither Adsense or Amazon shares the person’s information with you if they click on an ad.

    • Free eBook: Amazon Ads Unleashed

  • Google Analytics is something I am still learning. This is great for active marketers, it gives you reports on how well your website performs and what people are looking at the most. (It gives you more comprehensive data than this, but I am still figuring out how to use this information to my benefit.) The whole purpose is you want more traffic to your website which will increase the potential of people clicking on Ads or Links that get you paid. So, if you can create popular content, you can achieve this goal.

3 - Referral Links - Take advantage of special links that pay you a commission when someone signs up or purchases through your link

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  • Referral Links can be use to send to people or published on your website or a social media post. Just like the ads, when someone clicks on the link and either signs up or purchases (depending in the link destination) you earn money.

  • I use this feature A LOT. Many times when you see a word or phrase on my site that is hyperlinked, it most likely leads to a page that gives me commission.

    • Again, just like the ads, these tools do not share anyone’s information with you if they signup or purchase through your link.

4 - eCommerce - Create a store and sell online. With so many user friendly eCommerce apps, there are many ways to sell almost anything you want online (this can be a big money maker too). You can sell on platforms as big as Amazon or more designate engines like Poshmark or Etsy.

  • We are a CONSUMER economy, which means we buy things…ALL THE TIME. Creating an online store can really help you rake in the dollars. Just like with selling your skills/knowledge above, you have to develop an audience. — What are you selling? Who are you selling to? How can you get their attention? How can you keep their attention so they come back to buy more?

  • You also what to make a profit, so I suggest making a spreadsheet of all your costs: inventory, packing supplies, marketing items/tools, any learning resources you had to purchase to advance your knowledge, and LABOR…YES, pay yourself too! Once you get that number, calculate what your selling prices should be.

For instance, I have a Vintage and Preloved shop on Mercari. It started out as a way for me to clean out my over-packed closets, but now it has turned into a very lucrative mini business where I sell vintage/preloved items from other sources and I even partner up with different small businesses and vendors to showcase their products as well.

Mercari is a very simple setup (you may have seen their commercials recently). But, I don’t just take photos of things, stick a price tag on it, and list it. No. Not only do I detail each item a best as possible, I also created a marketing and customer service/engagement plan. I made business cards, thank you notes, and discount flyers to place with each item that’s sold. I also curate collection of pieces and styles. Right now the most popular features in my shop is the “His to Hers” Collection where I re purpose mens shirts into women's fashion. (See images)

Aside from my Mercari shop, I have another store embedded into my website. With both, I am able to manage everything online. I even have a small team to assist with packing and shipping orders.

….Yah, ya girl here stays occupied.

SIDE NOTE: You know what I would like to see? “Adult Ice Cream Trucks” but instead of ice cream, it’s cocktails…well, I suppose you can do infused ice cream too. Just drive through neighborhoods playing Gin & Juice on the speakers and watch all the eager adults line up. Someone get the licensing together on that, I’ll be an investor.

5 - Rakuten - There is nothing you need to research or develop with this option. This is for anyone who shops, especially online (me). This service used to be called “Ebates” and it give you cash back when you shop at one of their participating retailers. Because I shop online A LOT, I have a Rakuten Extension next to my search bar in Chrome and it will flicker or a message will popup if I am shopping where I can earn money back through their link. (You may earn a small percentage, but trust me, it adds up when you spend too much!)

Lastly…

6 - Rental Properties - If you have some capital to invest or buy proprieties, I HIGHLY suggest this option and starting out, there is going to be a lot of paperwork and knowledge you will have to consume. Brace yourselves.

  • Before buying, research the area, taxes, HOA, schools, demographics, etc. Speak to the realtors often so they are fully aware of what you are looking for and the proposed plan for the property.

    • You also want to know about city ordinances and regulations about placing a property for rental. (Business licensing, Fire Marshall Inspections, Lease Length Protocols, etc.)

  • If you have the resources, elect purchasing foreclosed properties. You’ll buy at a lower cost and gain much turnaround in capital….and mentally prepare for renovations.

  • If your are purchasing outside of your residential city or state, opted for a local management service or someone you trust who lives in the area to help oversee the place for you. They can aide in any issues your tenants may have.

[I’d be remiss if I didn’t mention that you may need to pay taxes on any extra income; reference 1099 Tax Form. — Two things we’re not immune to is death and taxes.]

Don’t limit yourself when you are capable of so much more.


Men, this next part is for the women, but you can stick around and learn something.

Somebody’s MommaSomebody’s “The One Who Got Away”

Somebody’s Momma

Somebody’s “The One Who Got Away”

Ladies, let me tell you something….

You are the REASON of life. You are CREATIVITY. You are CHAOS and PEACE at the same time. You LOVE harder than any man can understand. You SACRIFICE more than the world will ever know. Warriors have SLAIN for us. We have birthed KINGDOMS. We sit on a desired THRONE. Do not accept anyone who does not value ALL of you.

Now, I’m not one to hop in and out of relationships or have a concern about being single for the rest of my life, but if you are actively seeking one, stick to your standards….And good luck, I hear the Lord is running out of husbands, so it's slim pickings out there. 😄 (My potential future husband is probably out here being a dumbass and running around with all the wrong women.)

And remember:

“If you’re a rider for him, make sure he is one for you too.”

Don’t create excuses on why he can't love you adequately…If you cannot value all of me, then you don’t deserve the most personal parts of me.

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To all you graduating teens and 20 somethings, life is just beginning, have your fun, make lasting friendships, make mistakes, but keep your focus. There are so many things now that can distract you from achieving the best version of you. Everyone w…

To all you graduating teens and 20 somethings, life is just beginning, have your fun, make lasting friendships, make mistakes, but keep your focus. There are so many things now that can distract you from achieving the best version of you. Everyone wants to party, be seen and look their best all for the attention. Stay keen on those around you and trust your instincts. Be mindful, fast money and fast men are just that, FAST…they come and they go. If a man is for you, he’ll show you. In the meantime, protect your peace, Sweetheart.

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P.S. - I flex better than some of you men.

P.S. - I flex better than some of you men.

This year isn’t over yet. There is still so much you can do to at least give 2020 three stars.

This year isn’t over yet. There is still so much you can do to at least give 2020 three stars.

 

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Try some of these SUGGESTed items:

Book: How to Make Sh*t Happen

Burn Sage to cleanse your personal space

THe aroma of essential oils can help mental wellness

a diffuser for your essential oils